Fluide Group
Payment Infrastructure

Workflow-Native Payment Infrastructure.

Collect, pay, reconcile, and settle — all integrated directly into your business operations. Payment infrastructure designed for Africa's real economy.

What is Fluide Pay?

Payments that move at the speed of business.

Fluide Pay is a payment infrastructure layer embedded into Fluide Business workflows. It enables businesses to collect payments, make payouts, and reconcile transactions seamlessly.

Works with mobile money, bank transfer, and cards
Automated reconciliation and reporting
Real-time transaction visibility
Multi-currency support across Africa

Live Transaction

Invoice #INV-2024-089

Settled

+XAF 1,250,000

Supplier Payment

Sent

-XAF 340,000

QR Payment - Customer

Pending

+XAF 85,000

Payroll Batch

Processing

-XAF 2,100,000

Payment Features

Every payment method. One platform.

Payment Links

Generate shareable payment links in seconds — no code required. Send via WhatsApp, email, or SMS.

QR Payments

Accept in-person payments instantly with dynamic QR codes. Perfect for retail, markets, and events.

Checkout

Embedded checkout flows for your website or app. Customizable, branded, and conversion-optimized.

Collections

Automated recurring and one-time payment collections with full reconciliation and reminders.

Payouts

Disburse payments to employees, suppliers, and contractors across multiple channels instantly.

Escrow

Secure milestone-based escrow for construction, real estate, and contract payments.

Merchant Wallets

Hold, manage, and deploy funds with multi-currency merchant wallets and full audit trails.

Reconciliation

Automated transaction matching, exception management, and financial reconciliation reports.

Settlement

Flexible settlement schedules — daily, weekly, or custom — direct to your bank account.

Cross-border Payments

Send and receive payments across African markets with competitive FX rates and full compliance.

Use Cases

Built for how African businesses actually pay.

Invoicing & Collections

Issue professional invoices and automate payment collection with smart reminders and reconciliation.

Supplier Payments

Pay suppliers and vendors reliably with full tracking, approval workflows, and payment proofs.

Salary Disbursements

Integrated with Fluide Business payroll — disburse salaries to any bank, mobile money, or wallet.

Escrow for Real Estate

Hold buyer deposits securely and release on milestone completion with full transparency.

Marketplace Payments

Split payments across merchants, manage commissions, and handle multi-party transactions.

Start accepting payments with Fluide Pay.

Get your first payment link live in minutes. No complex integrations, no hidden fees.